About Financial Solutions LLC
Solutions LLC (Financial Solutions) is an independent Ohio-registered
investment advisory firm providing personal financial planning solutions
on a fee-only basis.
Most of our
clients are located in Columbus, Cincinnati, Dayton, Lima, Zanesville,
Mansfield, and other cities surrounding central Ohio.
We also work
with out-of-state clients in Indiana, Michigan, Kentucky, West Virginia,
Pennsylvania, New York and others. For long distance clients who prefer
not to travel, we use virtual meeting technology to facilitate
Fee-Only Compensation and a Fiduciary Role
Solutions provides financial advice, guidance, and education to clients
from all walks of life. The company’s compensation is derived one
hundred percent from clients for services rendered to clients.
Financial Solutions does not receive commissions, sell financial products, or charge
fees based upon a percentage of clients' assets or net worth. Fees are determined on an hourly, or fixed-fee basis. All fees
are fully disclosed before an engagement begins.
For a simplified illustration of how our fee-only approach compares to the compensation structures of Commission-Based and Fee-Based planners, please click here: How Financial Advisors Are Paid.
Our purely fee-only approach enables us to act in a true fiduciary capacity, providing straight-forward, unbiased advice; putting the best interests of our clients first at all times.
An Independent Practice with Trusted Affiliations
Solutions is entirely independent. The practice is not affiliated with
any banks, insurance companies, brokers or other financial institutions.
We are, however, a member of the nation’s two largest, and most trusted fee-only financial planning networks. They are NAPFA (the National Association of Professional Financial Advisors), and the Garrett Planning Network, an international network of fee-only planners specializing in hourly, as-needed advice. These networks serve as a "brain-trust" and provide valuable support when necessary.
An Open-Door Approach to Planning
Solutions requires no income or net worth minimums of its clients. The
company’s unique approach to engagements puts financial planning,
guidance, and education within the reach of individuals and families of
all income levels. Our clients include millenials, young families, corporate
employees, teachers, business owners, federal, state & city employees, professionals, and even recent college grads.
Solutions uses a common-sense approach to develop understandable,
no-nonsense solutions specifically tailored to each client’s short and
long-term financial planning objectives. We believe that financial
planning does not have to be rocket science to be effective....in fact,
simpler is usually better.